Learn how to repair your own credit yourself.
 

If you've considered bankruptcy, debt consolidation, loan modification or using a credit repair service, you need to gain some knowledge FIRST!  We made it easy!

Now you can use the same techniques and strategies that the professionals use.  Just follow the step-by-step instructional guide.  
 We've included everything you need to improve your credit score - FOR FREE!

If you are one of the millions
of consumers struggling with
bad credit, you've come
to the right place.

My FREE Credit Repair Kit is the premier do-it-yourself solution.  The Kit not only explains how you can improve your creditworthiness, it walks you through how to do all the same work the professionals do, for a whole lot less. 

If you can read and follow directions, this kit will explain how and where to obtain your free credit report, how and whom to contact, arm you with a variety of pre-written dispute letters to assist you in removing incorrect information from your credit report YOURSELF and more - so you can move forward with your life. 

My FREE Credit Repair Kit
is an eBook with chapters on:

  • How Credit Bureaus Work

  • How to Report Errors

  • Improving Credit

  • Credit Reporting Mailing Details

  • How to Obtain Free Credit Reports

  • How to Review Reports

  • How to File Disputes

  • All about Consumer Statements

  • How to Create New Credit

  • How to Build New Credit

  • How to Stop Credit Offers

  • Tips On Identity Theft

  • How to Maintain Your Credit

  • How to Stop Collections

  • How to Fight Credit Bureaus

  • How to Negotiate Debt

  • About the No-call Lists

  • 21 Easy To Use Dispute Letters

  • 25 Tips How to Raise Your Score Fast

  • 6 Special Reports Showing You Easy Ways to Fight Back

  • Links,  resources and much more

Here's A Little Known Secret
Your Creditors DON'T Want
You To Know.

There are now two significant pieces of federal legislation that can come to your aid.  The FCRA (Fair Credit Reporting Act) was recently divided into the Fair and Accurate Credit Transactions Act (FACT Act), and the FDCPA (Fair Debts Collections Practices Act) to protect your credit rights.  Sounds like complicated legal stuff right?  Don't worry, they're simple to understand. What they basically do for you is hold your creditors and credit bureaus responsible legally, which means every claim against your credit, they have to back up, and prove! 

Here's where it gets good.

By now, I'm sure you know you want to fix your credit.

Because of these two acts, anyone can get a copy of his or her credit report--for free even.  After you have a copy of your current reports you'll see the negative items and be able to work to get them removed. Things like late payments, outdated or inaccurate information, judgments, collections...the usual. Basically, all the things that lenders and credit departments look at to decide whether to give you that car or home loan, credit card or that interest rate you want.

The bottom line is this...

Any information on your credit report that contains inaccurate and negative information is noted and will be removed. We will provide you with everything you'll need in order to go directly through the credit reporting agencies to the credit institution that placed the negative item on your report if necessary to remove it.  We even provide you with pre-written letter templates that you can easily edit and modify.  All you need to do is enter YOUR information.  The letters demand written confirmation that your unfavorable information be deleted.

Let me give you an example:

Let's say your credit report shows you have late payments on your credit card 3 months in a row back in 2002.  You can dispute your Visa or Master Card company asking for proof of this.  The fact is, they may not respond with the correct evidence, or not bother with your dispute at all. Then, just like that, the three months of late payments, according to your credit record, never even happened.  By law they have to come off your credit record.

The same approach works for loans and everything else.

You would be amazed at how many times companies never even get back to you.  Think about it, you've got millions of people to keep track of, then you get a letter asking you to prove an event from 2004 concerning one of your millions of customers. Companies don't have the time--and they definitely don't have the staff for that.  Even if you don't get the derogatory item removed from your record the first dispute, you simply send another one, and another.  

   So What Does This Mean For YOU?

You want lower interest rates, a home loan, a nice car? You want your credit fixed? It's simple, and it's cheap. The moment you begin is the moment your credit starts getting better.

That's the moment you get what you want.

No more high interest rates or deposits.  No more sky high payments that suck the money from you faster than you can say "see ya!"  And no more crazy hoops to jump through because people don't trust you. Just good credit...and the lifestyle you desire. And it starts just a few minutes from now.

We've included 25 tips on how to increase
your FICO Score in as fast as 24-48 hours.

Improve credit score in 24 hours.

Looking to purchase or refinance a home, buy or refinance a car or get a business loan? Then you WANT to make sure your credit score is as high as it can go.  It could save you thousands of dollars in interest and could even help you qualify for an apartment or a job.


Learn what the Real Estate Pros, Lenders and even Credit Repair Specialists don't know about credit scores.   Many people don't realize they can improve their credit scores in 24-48 hours or less.  But they can.  Only with recent breakthrough in technology has it become possible to improve (NOT REPAIR) your credit score in such a short amount of time. Clients report they have been able to change their credit rating in as little as 24 hours and save thousands...Some clients even raised credit scores in as little as two hours. 

Most People Have Less Than a Week
to Improve Their Credit Score Rating

You've been there.  You're with the mortgage loan officer or at the car dealership, and you discover that you're only eligible for the worst kind of loan -- the kind with high interest rates, points and fees OR worse....You might not get a loan at all!  You have only a few days to increase your credit score.  NOW YOU CAN.

A Better Credit Score Can Save You $50,000-$129,000!

Did you know that having a good credit score before you buy a home could save you between $50,000 and $129,000?

Credit Scores Payment After 30 Years

680-800

$655.00

$0.00

601-679

$807.66

$50,128.24

Less than 600

$1,028.21

$128,221.64

Raising your score just 10 points
could save you $1000's!
(Going from 675 to 685 for example)

Why PAY someone something you can do yourself?

Lenders I know were sending people to a credit repair specialist who charged them $700 per item removed!   When I started improving my own credit so dramatically lenders started sending their clients to me.  Over the years, I've helped hundreds of people with all types of credit problems -- including bankruptcies, repossessions, medical bills and charge offs -- clear their credit.  With my newest techniques, I've assisted all types of clients in boosting their credit scores quickly.  I decided to put everything I know into My FREE eBook.

Secret Info The Credit Bureaus Don't Want You To Know

Experian, Equifax and TransUnion employees have told me how to repair my credit quickly.  If you know the right people in the credit bureaus you can get free scores and uncover little known secrets.  Have you noticed how credit bureaus like Equifax love to hide their phone and fax numbers?   With "Improve Your Credit Score in 24-48 Hours" I'll arm you with the right fax and phone numbers so you can improve  your score quickly! 

Most Lenders Don't Know
These Techniques to Quickly Improve Credit Scores

Recently, I closed on a new four-plex and saved thousands of dollars in interest!  I permanently moved out of a loan category that had me under my lender's thumb, worrying about whether I would get my home loan or forced to pay extra fees and closing costs.  Most lenders are not even aware of these fast credit-boosting techniques.  Not only did I boost my credit score 40 points in one week to my lender's amazement, but I actually got my down payment back...all because of my good credit! "Improve Your Credit Score in 24-48 Hours" can help you do the same!

Here's what's included

  • Three new techniques to "Improve your Credit Score in 24 Hours!"

  • Secret fax numbers and phone numbers for Equifax, Experian, and TransUnion that deliver quicker results.

  • A little known timing trick that will improve your credit scores 15-30 points each month.

  • The five elements that determine your credit score and how to leverage them to your advantage.

  • A full credit game plan to put your credit on the right track. 

  • Myths about credit "inquiries" on your credit report and how they really affect your credit score.

  • How to avoid a lender or broker from inadvertently "pulling" a lower credit score on your credit report.

  • How to get lenders to compete for your business, even with a low score and no income verification.

  • What the credit bureaus will never tell you.

Learn what the Real Estate Pros, Lenders and even Credit Repair Specialists don't know about credit scores. 

A $19.95 Value - Your's FREE!

We've also added
 16 Additional Credit Dispute Letters
 in legal language to raise your credit score today, including:

  
  • Validate Derogatory Item "Prove or Remove" Letter with 30 day follow-up letter
  • Dispute Items with Credit Bureau or Creditor - Six Examples from demure to threatening lawsuit
  • "Not Mine" or Potential Identity Theft Letter
  • Intention to File Complaint with FTC including 30 and 60 day follow-ups
  • Remove Inquiries
  • Bonus: 17th letter--Validate Debt Item with Collector--temporarily stops collection and bad credit by law. 

A $19.95 Value - Yours FREE!
 

  
 My FREE Credit Repair Kit    14545 N. Frank Lloyd Wright Blvd.    Scottsdale, AZ   85260    (800) 886-5560